I am here now having Bonnie Lee, President and you can Ceo away from Hanmi Financial Corporation; Anthony Kim, Master Financial Administrator; and you will Ron Santarosa, Head Economic Officer. Ron gives home elevators all of our monetary efficiency, and Bonnie will offer closure comments prior to i discover the brand new call for the concerns. Thanks, Matt, and you can thank you all to own signing up for you right now to speak about Hanmi’s fourth quarter and you can full seasons 2024 performance. This afternoon, Hanmi provided its earnings launch and you may quarterly supplemental fall speech to help you compliment the present phone call. Both documents come in the newest IR area of the organization’s site from the hanmi.com.

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